Longevity Insurance companies use statistics and actuary tables to predict life expectancy and they are very good at predicting how long you may live. I can’t tell you how often I have had a retirement conversation that goes like this. … Read More
Annuities: Sound Investment or Suckers Bet? One long standing retirement option is to purchase an annuity. Before we delve into the details of annuities we would like to mention that in all likelihood you already have an annuity and it … Read More
Is it in your best interest to take a lump sum distribution? First of all, if you have a defined benefit plan (a pension), unless you are chronically ill you should NOT take the lump sum distribution. It is always … Read More
“To get profit without risk, experience without danger, and reward without work, is as impossible as it is to live without being born.” – A. P. Gouthev
“There are three kinds of men. Some learn by reading. Some learn by observation. The rest of them must pee on the electric fence for themselves.” ~ Will Rogers